Business Banking - BRED Bank Cambodia

Choose Cambodia’s best bank for business

Choose Cambodia’s best bank for business

Business banking
made easy

Since entering the Cambodian market in 2017, we’ve worked hard to establish ourselves as the Kingdom’s best bank for business. For us, that means working closely with our business customers. It means understanding your needs and providing practical solutions to the challenges you face in your business. It means having the financial strength to back your plans and the expertise to help you achieve your goals. Take a look at what we can offer and choose a complete banking service that’s tailored to your needs.

Account packages

Our Classic and Corporate account packages offer the affordable daily banking services you need. Just choose the package that suits your business.

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Lending

Whether you’re looking for working capital to support your ongoing needs, asset finance to expand capacity or you have more complex trade finance needs, BRED Bank has the right loan for your needs.

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Cash management

Maximise returns on your cash at hand with our cash management options. Earn interest on daily cash balances or commit to a fixed-term for a higher rate of return.

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Payroll

Our services go beyond standard payroll systems, providing an outstanding suite of staff benefits at no extra cost to your business!

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Merchant services

Choose our merchant services for up-to-date and affordable POS systems and other convenient services.

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Global markets

As an international bank, we’re perfectly placed to offer you a comprehensive service on all your foreign exchange and currency needs.

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Digital banking

Our online banking services put you in control - allowing you to manage a range of complex banking tasks from the comfort of your own office.

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Choose the business account package that suits you best

Our business account packages don’t just provide the daily banking tools you need to run a successful business, they also give you access to experienced Relationship Managers who can tailor our products and services to meet your needs - and add the insight and support that adds real value to your business planning.

Classic package

Our Classic package offers everything that small to medium sized businesses need to organise their finances. Our relationship management team is also on hand to help customers choose the right mix of products and services.

  • Perfect for growing businesses
  • Current account and cash management options
  • Local or foreign currencies
  • Business VISA debit card
  • Branch, internet and mobile banking

Corporate package

BRED Bank’s corporate account package suits large businesses and medium sized businesses that are growing fast. It provides all your daily banking requirements as well as access to a tailored package of products and services that you can develop with the support of your dedicated Relationship Manager.

  • Ideal for larger businesses
  • Relationship manager support
  • Corporate business lounge access
  • Foreign and local currencies
  • Interest-bearing cash management options

Make your cash work harder

When you’re in business, it’s important to make all your money work hard all the time. For that, you need the right cash management tools.

BRED Bank Cambodia offers a number of different ways to earn interest on cash balances so that you can maintain the right level of access to cash at any given time.

If you’re a Corporate package holder, cash balances above $1,000 attract a rate of 0.25% (0.35% for funds held in Khmer Riel). The linked savings account in both our Classic and Corporate packages also pay interest on funds over $1,000 - 0.5% for Classic, 0.75% for Corporate. Again, rates are higher if you save in Khmer Riel.

Cash management account

Our dedicated cash management account pays tiered rates of interest depending how much you keep in it. Rates range from 1% on funds over $1,000 to 2% on balances over $100,000. With the cash management account, you can access your funds at any time.

Fixed term deposit

With fixed term deposits, you can earn even higher rates of interest. So, for example, if you know that you won’t need access to funds for a certain period of time, you can put it on deposit with us and earn our best rates. 

Various terms are available from 3 months to 36 months and the longer you commit, the more interest you’ll earn. You can also hold this type of account in different currencies and interest can be paid in advance, monthly or at maturity. You should note, however, that there are penalties applied if you withdraw funds before the end of the agreed term.

Find out more about our cash management options. Book an appointment with your Relationship Manager today.

Why not request a call back? Our team will be happy to discuss your cash management needs and set up a meeting with your Relationship Manager.

The right loan for your needs

Growing businesses need money. We understand that. BRED Bank opened in Cambodia in 2017 because we believe in the Kingdom’s growth potential. All around us, we see businesses that have the drive, the ambition and the ability to really grow as long as they have access to the right levels of funding.

That’s why we’re here. BRED Bank is an extremely well capitalised bank with the scale and ambition to support the Cambodian market. We also believe in doing things the right way. Our experienced Relationship Management team are business advisers who can help you assess your needs and choose the right capital structure to grow your business. Take a look at the types of loans we offer. See the typical costs involved. Then speak to us about your specific requirements, we’ll be happy to help.

Trade finance

We can help you deal with the complexities of trade finance - providing the advice, support and specific products you need to make sure your business transactions run smoothly at all times.

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Working capital finance

From overdrafts to revolving loans to fixed-term loans, we can provide the working capital you need to maintain smooth ongoing operations - especially during periods of growth.

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Asset finance

When it comes to capital expenditure on things like property and new equipment, spreading the costs can make a massive difference. We can help you acquire the assets you need to grow, while matching repayments to suit your cashflow.

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For further information. Contact one of BRED Bank's relationship managers.

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Give your staff more at no cost to your business

Every business needs a reliable payroll system. We understand that. Although it’s vital to make sure that everybody gets paid the right amount at the right time, we believe in something much better.

We call it Richreay (which means ‘happiness’ in Khmer) and it’s a complete payroll and staff benefits package designed to add real value to all of your staff. It can give your staff access to the financial products and services they need (including everyday banking, home loans, savings products and personal loans) while helping you to boost staff loyalty and productivity.

Want to find out more? We’ll call you back.

To find out more about our exciting payroll and staff benefits offering, speak to your Relationship Manager or use the form to get in touch today.

First choice for smarter
merchant services

These days, merchant services are changing fast. New technologies have changed the way we pay for goods and services and all over the world, instant electronic transactions are eliminating the need for cash.

Make sure you’re right up to date with a BRED Bank POS system. Our terminals are the only ones in the Kingdom that accept Apple, Google and Samsung Pay as well as VISA and Mastercard transactions.

We offer great rates too and we can provide many other services (such as secure cash collection) that are geared to your needs.

Want to find out more? We’ll call you back.

To find out more about leading-edge POS systems, speak to your Relationship Manager or use the form to get in touch today.

Choose a truly international bank for access
to global markets

BRED Bank Cambodia is perfectly placed for all your foreign exchange and international payment needs. We’re part of one of the largest banking groups in Europe and we offer highly competitive access to a broad range of global markets.

Exchange rates

Our rates are updated daily and we offer transparent and fair exchange rates on a broad range of currencies including USD, KHR, EUR, GBP, CHF, AUD, THB, CAD, CNY, HKD, JPY and SGD.

FX contracts

We can also help you minimise currency fluctuation risks by locking-in future currency trades at today’s rates.

Need some FX advice? We’ll call you back.

To find out more about our range of foreign exchange options, speak to your Relationship Manager or use the form to get in touch today.

Bank your way with
our sophisticated online tools

While we value strong business relationships and the benefits of doing business face-to-face, we’re also completely committed to digital banking. It’s the 21st Century after all and we all spend a lot of our lives online.

That means you have access to the tools you need for a wide range of regular banking transactions with a single log-in across multiple devices to keep all your accounts up to date.

Amongst the routine operations available, you can check balances and statements, make payments (including bulk payments) and much much more. We’ve got more functionality on the way too, ensuring that you keep up with the times and can bank your way whenever’s convenient for you.

One log-in for all your devices

Digital banking is easy with BRED Bank. You can access all your business and personal accounts with a single log in. So, you can use your smartphone, tablet, laptop or desktop - whatever’s most convenient for you.

See your statements

In internet banking, you’ll now be able to download your bank statements from January 2020 onwards.

Easier payments

We’ve made it easier to make payments. Domestic and international beneficiaries now appear on one screen - and we’ve added a shortcut so you can make payments to new beneficiaries right away.

We’ve also added the ability to make transfers in Swiss Francs (CHF) and Japanese Yen (JPY).

Bank anywhere with our smartphone app

There’s so much you can do with BRED Bank Cambodia Connect app. Available for iOS and Android, you can download it for free at the App Store or from Google play.

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Or bank online from your desktop or mobile browser

Business banking customers can easily access their accounts.