About Us - BRED Bank Cambodia

The smarter way to bank

The smarter way to bank

About us

Since first opening our doors in 2017, BRED Bank Cambodia has offered our clients the highest international standards while delivering a uniquely Cambodian banking experience.

We provide our growing customer base with a smarter way to bank – tailoring the broad range of our products and services to each business or individual’s unique needs.

BRED Bank, the first and only EU bank in Cambodia, is a wholly-owned subsidiary of the French banking group, BRED Banque Populaire, which has operations across Europe and an expanding global network. BRED Banque Populaire is part of BCPE, one of France’s largest banking groups with 36 million customers worldwide. Together, they bring customers more than 100 years of banking experience.

Smarter services

Our banking services are available 24/7 through our online banking portal, dedicated Android/iOS apps and ATMs. During opening hours you can also visit us in person at our growing network of branches or call our friendly Call Centre staff.

The highest in global standards

BRED Bank delivers the gold standard for banking operations in the Kingdom, catering to small and medium enterprises (SMEs), corporate clients, and Cambodia’s emerging middle class.

Besides following local banking regulations set by the National Bank of Cambodia, we offer customers the added protection of regulations set by the European Commission’s European Banking Committee, and as a wholly-owned subsidiary of BRED Banque Populaire, an A1/A+ rating.

Local legacy and success in Cambodia

While BRED Bank brings a European legacy to the Kingdom, we are Cambodian at our core. The majority of our employees are Cambodian and 90% of our current portfolio is also local.

From an original group of 30 employees who helped to launch BRED Bank in 2017, we have expanded to a staff of more than 250 across nine locations in Phnom Penh, Siem Reap and Battambang.

Within the next two to three years, we intend to expand to at least 15 to 20 branches with BRED Bank represented in most Cambodian cities.

Understanding our customer needs

At BRED Bank Cambodia, we’re defined by our personal relationship with customers. Our team of Relationship Managers is already the best in its class in Cambodia’s banking community. They understand the unique needs of every client, the challenges they face and where they have room for financial growth.

We build our client understanding first before matching the best financial products to their needs. At the same time we ensure they’re fully aware of the terms and conditions of their financial products - there are never any hidden fees or surprising fine print embedded in our products.

Our banking portfolio

BRED Bank has welcomed more than 7,800 clients to our banking family in just three years while deposits and loans have doubled year-on-year over the same period.

We cater to both retail customers through our E-banking platform, branch and ATM network while our business division works with a range of businesses, from small and medium enterprises to large local corporates and multinational companies.

BRED Bank knows customers are drawn to our high protection under European banking regulations and financial products, which are custom tailored to the needs of our retail and business clients.

For Small and Medium Enterprises (SMEs), their needs are often for a capital injection loan that will allow them to expand business operations, while larger clients may require more sophisticated services like trade financing and foreign exchange.

Stay up to date

BRED Bank Cambodia opens its 14th branch 

Date Published: Nov 22, 2022

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BRED Bank partners with Borey Sovannaphumi 

Date Published: Nov 20, 2022

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Date Published: Oct 7, 2022

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    BRED Bank Cambodia social impact

    As a foreign bank, we understand that our duty towards the people of Cambodia goes beyond convenient banking services, easily accessible loans and fair interest rates for everyone.

    We believe social and environmental awareness has to be part of our entire business approach, to be sustainable and to reach all of our partners, suppliers, clients, employees and their families.

    NGO Partnership with BRED Bank Cambodia

    Pour un Sourire d’Enfant PSE (“For a child’s smile” in English) is a French NGO engaged in Cambodia since 1996. PSE's mission is to help children escape from destitution and lead them to decent, skilled and well-paid jobs. Following a previous partnership with Natixis (a sister company of BRED Group), BRED Bank Cambodia partnered with PSE’s Business School to provide three month internships for five students. Thus the PSE interns can gain professional experience at a universal and international bank to complement their studies and help build out their on-the-job skills for after graduation.

    Come work with us

    Would you like to contribute to BRED’s expansion in Cambodia with your knowledge and skills?

    BRED Bank Cambodia welcomes people who are committed to delivering outstanding services and making the future happen. Sounds like you? Have a look at our current job offers and apply for your dream job!

    An international working environment with many opportunities for personal development and attractive benefits awaits you including health and accident insurance, training and development, exclusive staff loans, paid paternity and maternity leave, free VISA card, access to a 24-hour fitness space at HQ and much more!

    Latest promotions for BRED Bank customers

    Save 5% when purchase at offgamers.com

    Fantastic news! Save 5% with every purchase at www.offgamers.com (or when you use the OffGamers App). Just pay using Bred Bank Visa and use the promo code ‘OGXVISA’.

    Valid until 31/12/22. Terms and conditions apply here.

    Enjoy MEGA savings when you shop at Megadis

    SAVE up to 45% When you’re a BRED Bank Cambodia customer, you can make huge savings every time you shop at a Megadis store. Just use your BRED Bank card or BRED KHQR to pay and you’ll qualify for a huge discount of either 45% (Platinum Accounts and BRED Bank Staff) or 40% (Silver, Gold and World Accounts). See full terms and conditions here.

    SAVE 10% on selected services

    We’re delighted to announce a great new partnership with Roomchang Dental Clinic – one of the Kingdom’s top dental practices. Just show your BRED Bank card to receive a FREE check-up, FREE oral health education and a 10% discount on cleaning and polishing, X-rays and teeth whitening services.

    To book your appointment, visit roomchang.com  

    Save an instant 25% on Udemy.com

    Unlock your potential, and increase your capabilities with thousands of online courses at Udemy.com. Save an instant 25% on your purchase when you use your BRED Bank VISA card.

    Valid until 31 December 2022. Terms and conditions apply.

    15% OFF at Getsmarter.com

    Bringing the world’s top universities to you! Get 15% off at www.getsmarter.com just simply apply promo code 2UESGSVISA15 when checking out with your BRED Bank VISA card.

    Valid until 31 December 2022. Terms and conditions apply.

    Get 10% OFF at Coursera.org

    Learn without limit! Browse www.coursera.org and choose from more than 5,000 courses, professional certificates, and degrees from world-class universities and companies. Get 10% off courses for teams with your BRED Bank VISA card.

    Valid until 31 December 2022. Terms and conditions apply.

    Enjoy A Premium Collection of 7 Great Benefits*

    From boutique gems to world famous hotels, you can upgrade your stay at no extra cost to VIP status and enjoy a premium collection of 7 great benefits*. To experience this unparalleled offer, just use your BRED Bank VISA card to book your stay online at www.visaluxuryhotels.com

    Valid until 31 December 2022. Terms and conditions apply.

    Save 15% on stays and 20% on food and beverages at IHG Hotels and Resorts

    You’ll enjoy huge discounts at stunning IHG Hotels and Resorts when you use your BRED Bank Visa card to book online at www.ihg.com/visaoffer. Choose from a host of incredible destinations in Singapore, Thailand, Vietnam, Korea, Indonesia, Malaysia, Philippines, Maldives, Laos, Myanmar, Cambodia, Japan, Australia, New Zealand and the South Pacific Islands.

    Valid until 31 December 2022. Terms and conditions apply.