About Us - BRED Bank Cambodia

The smarter way to bank

The smarter way to bank

About us

Since first opening our doors in 2017, BRED Bank Cambodia has offered our clients the highest international standards while delivering a uniquely Cambodian banking experience.

We provide our growing customer base with a smarter way to bank – tailoring the broad range of our products and services to each business or individual’s unique needs.

BRED Bank, the first and only EU bank in Cambodia, is a wholly-owned subsidiary of the French banking group, BRED Banque Populaire, which has operations across Europe and an expanding global network. BRED Banque Populaire is part of BCPE, one of France’s largest banking groups with 36 million customers worldwide. Together, they bring customers more than 100 years of banking experience.

Smarter services

Our banking services are available 24/7 through our online banking portal, dedicated Android/iOS apps and ATMs. During opening hours you can also visit us in person at our growing network of branches or call our friendly Call Centre staff.

The highest in global standards

BRED Bank delivers the gold standard for banking operations in the Kingdom, catering to small and medium enterprises (SMEs), corporate clients, and Cambodia’s emerging middle class.

Besides following local banking regulations set by the National Bank of Cambodia, we offer customers the added protection of regulations set by the European Commission’s European Banking Committee, and as a wholly-owned subsidiary of BRED Banque Populaire, an A1/A+ rating.

Local legacy and success in Cambodia

While BRED Bank brings a European legacy to the Kingdom, we are Cambodian at our core. The majority of our employees are Cambodian and 90% of our current portfolio is also local.

From an original group of 30 employees who helped to launch BRED Bank in 2017, we have expanded to a staff of more than 250 across nine locations in Phnom Penh, Siem Reap and Battambang.

Within the next two to three years, we intend to expand to at least 15 to 20 branches with BRED Bank represented in most Cambodian cities.

Understanding our customer needs

At BRED Bank Cambodia, we’re defined by our personal relationship with customers. Our team of Relationship Managers is already the best in its class in Cambodia’s banking community. They understand the unique needs of every client, the challenges they face and where they have room for financial growth.

We build our client understanding first before matching the best financial products to their needs. At the same time we ensure they’re fully aware of the terms and conditions of their financial products - there are never any hidden fees or surprising fine print embedded in our products.

Our banking portfolio

BRED Bank has welcomed more than 7,800 clients to our banking family in just three years while deposits and loans have doubled year-on-year over the same period.

We cater to both retail customers through our E-banking platform, branch and ATM network while our business division works with a range of businesses, from small and medium enterprises to large local corporates and multinational companies.

BRED Bank knows customers are drawn to our high protection under European banking regulations and financial products, which are custom tailored to the needs of our retail and business clients.

For Small and Medium Enterprises (SMEs), their needs are often for a capital injection loan that will allow them to expand business operations, while larger clients may require more sophisticated services like trade financing and foreign exchange.

BRED Bank Cambodia social impact

As a foreign bank, we understand that our duty towards the people of Cambodia goes beyond convenient banking services, easily accessible loans and fair interest rates for everyone.

We believe social and environmental awareness has to be part of our entire business approach, to be sustainable and to reach all of our partners, suppliers, clients, employees and their families.

NGO Partnership with BRED Bank Cambodia

Pour un Sourire d’Enfant PSE (“For a child’s smile” in English) is a French NGO engaged in Cambodia since 1996. PSE's mission is to help children escape from destitution and lead them to decent, skilled and well-paid jobs. Following a previous partnership with Natixis (a sister company of BRED Group), BRED Bank Cambodia partnered with PSE’s Business School to provide three month internships for five students. Thus the PSE interns can gain professional experience at a universal and international bank to complement their studies and help build out their on-the-job skills for after graduation.

Come work with us

Would you like to contribute to BRED’s expansion in Cambodia with your knowledge and skills?

BRED Bank Cambodia welcomes people who are committed to delivering outstanding services and making the future happen. Sounds like you? Have a look at our current job offers and apply for your dream job!

An international working environment with many opportunities for personal development and attractive benefits awaits you including health and accident insurance, training and development, exclusive staff loans, paid paternity and maternity leave, free VISA card, access to a 24-hour fitness space at HQ and much more!

Latest promotions for BRED Bank customers

Fine dining offer

Enjoy a fine dining experience at Raffles Hotel or Khema Restaurant with a complimentary set menu or High Tea for two. Spaces are limited to the first 20 Visa Platinum cardholders each month and reservations must be made at least three days in advance!

Terms and conditions apply.

Get 15% off just simply apply promo code on getsmarter.com

Bringing the world’s top universities to you! Get 15% off at www.getsmarter.com just simply apply promo code 2UESGSVISA15 when checking out with your BRED Bank VISA card.

Promotion valid until 31 December 2023. Terms and conditions apply.


Fancy driving a great bargain next time you hire a car? If you’re a BRED Bank Platinum customer, you can save up to 20% on the standard rates. Just book through www.avisworld.com/visa to secure your exclusive Platinum rate and drive away the car of your choice at a bargain price!

Offer is valid until 31 December 2024. Terms and conditions apply.

Enjoy MEGA savings when you shop at Megadis

SAVE up to 45% When you’re a BRED Bank Cambodia customer, you can make huge savings every time you shop at a Megadis store. Just use your BRED Bank card or BRED KHQR to pay and you’ll qualify for a huge discount of either 45% (Platinum Accounts and BRED Bank Staff) or 40% (Silver, Gold and World Accounts). See full terms and conditions here.


To celebrate the launch of the BRED Bank Connect App’s new KHQR capability, we’re giving you lots of chances to win great prizes – including an amazing Apple iPhone 14 Pro Max!

To find out more click here.

SAVE 10% on selected services

We’re delighted to announce a great new partnership with Roomchang Dental Clinic – one of the Kingdom’s top dental practices. Just show your BRED Bank card to receive a FREE check-up, FREE oral health education and a 10% discount on cleaning and polishing, X-rays and teeth whitening services.

To book your appointment, visit roomchang.com  

Get up to 10% cash back

Browse hotel reviews and find the guaranteed best prices on hotels for all budgets - and get up to 10% CASH BACK on hotel bookings worldwide! Just use your BRED Bank Visa to book your stay at booking.com between now and 31 December 2024.

Terms and conditions apply.

Get 8% OFF hotel booking on agoda.com/visakh

Get 8% OFF hotel bookings worldwide with BRED Bank! Just use your BRED Bank Visa to book your stay at agoda.com/visakh between now and 31 December 2025.

Terms and conditions apply.

Get an instant $2 discount on any purchase with Nham24!

Hungry? Order online and save with our Nham24 promotion! Pay with your BRED Bank VISA card and you’ll get an instant $2 discount on any purchase of more than $6.

Offer available until 30 June 2023. Terms and conditions apply.

Take 50% off every Nham24 ride

Pay for your Nham24 Taxi using your BRED Bank VISA card and you’ll save 50% on the cost of your ride (with a maximum discount of $1.50 per ride). It’s secure and convenient to travel without cash and you can save on every ride!

Offer available until 30 June 2023. Terms and conditions apply.

Get a $20 cash voucher when you shop at luxury brands

Greetings luxury shoppers! Next time you spend over $200 using your BRED Bank Platinum Visa Card on any of the brands exclusively available through the MIB Group at Aeon Malls, you’ll earn a voucher for $20 off your next purchase. Offer is available until 31 July 2023!

Terms and conditions apply.

Enjoy a premium collection of 7 great benefits

From boutique gems to world famous hotels, you can upgrade your stay at no extra cost to VIP status and enjoy a premium collection of 7 great benefits*. To experience this unparalleled offer, just use your BRED Bank VISA card to book your stay online at www.visaluxuryhotels.com

Promotion valid until 31 December 2023. Terms and conditions apply.

TADA free rides for everyone!

Free rides for everyone! TADA provides complimentary transportation up to a maximum cost of $5 each trip to or from the Phnom Penh Airport, Aeon Mall Phnom Penh, Aeon Mall Sen Sok City, or Aeon Mall Mean Chey. All you need to do is add a BRED Bank Visa card to your payment method and use the promo code “VISA” to claim your free ride.

The offer is available until 31 June 2023 and terms and conditions apply.