About Us - BRED Bank Cambodia

The smarter way to bank

The smarter way to bank

About us

Since first opening our doors in 2017, BRED Bank Cambodia has offered our clients the highest international standards while delivering a uniquely Cambodian banking experience.

We provide our growing customer base with a smarter way to bank – tailoring the broad range of our products and services to each business or individual’s unique needs.

BRED Bank, the first and only EU bank in Cambodia, is a wholly-owned subsidiary of the French banking group, BRED Banque Populaire, which has operations across Europe and an expanding global network. BRED Banque Populaire is part of BCPE, one of France’s largest banking groups with 36 million customers worldwide. Together, they bring customers more than 100 years of banking experience.

Smarter services

Our banking services are available 24/7 through our online banking portal, dedicated Android/iOS apps and ATMs. During opening hours you can also visit us in person at our growing network of branches or call our friendly Call Centre staff.

The highest in global standards

BRED Bank delivers the gold standard for banking operations in the Kingdom, catering to small and medium enterprises (SMEs), corporate clients, and Cambodia’s emerging middle class.

Besides following local banking regulations set by the National Bank of Cambodia, we offer customers the added protection of regulations set by the European Commission’s European Banking Committee, and as a wholly-owned subsidiary of BRED Banque Populaire, an A1/A+ rating.

Local legacy and success in Cambodia

While BRED Bank brings a European legacy to the Kingdom, we are Cambodian at our core. The majority of our employees are Cambodian and 90% of our current portfolio is also local.

From an original group of 30 employees who helped to launch BRED Bank in 2017, we have expanded to a staff of more than 250 across nine locations in Phnom Penh, Siem Reap and Battambang.

Within the next two to three years, we intend to expand to at least 15 to 20 branches with BRED Bank represented in most Cambodian cities.

Understanding our customer needs

At BRED Bank Cambodia, we’re defined by our personal relationship with customers. Our team of Relationship Managers is already the best in its class in Cambodia’s banking community. They understand the unique needs of every client, the challenges they face and where they have room for financial growth.

We build our client understanding first before matching the best financial products to their needs. At the same time we ensure they’re fully aware of the terms and conditions of their financial products - there are never any hidden fees or surprising fine print embedded in our products.

Our banking portfolio

BRED Bank has welcomed more than 7,800 clients to our banking family in just three years while deposits and loans have doubled year-on-year over the same period.

We cater to both retail customers through our E-banking platform, branch and ATM network while our business division works with a range of businesses, from small and medium enterprises to large local corporates and multinational companies.

BRED Bank knows customers are drawn to our high protection under European banking regulations and financial products, which are custom tailored to the needs of our retail and business clients.

For Small and Medium Enterprises (SMEs), their needs are often for a capital injection loan that will allow them to expand business operations, while larger clients may require more sophisticated services like trade financing and foreign exchange.

BRED Bank Cambodia social impact

As a foreign bank, we understand that our duty towards the people of Cambodia goes beyond convenient banking services, easily accessible loans and fair interest rates for everyone.

We believe social and environmental awareness has to be part of our entire business approach, to be sustainable and to reach all of our partners, suppliers, clients, employees and their families.

NGO Partnership with BRED Bank Cambodia

Pour un Sourire d’Enfant PSE (“For a child’s smile” in English) is a French NGO engaged in Cambodia since 1996. PSE's mission is to help children escape from destitution and lead them to decent, skilled and well-paid jobs. Following a previous partnership with Natixis (a sister company of BRED Group), BRED Bank Cambodia partnered with PSE’s Business School to provide three month internships for five students. Thus the PSE interns can gain professional experience at a universal and international bank to complement their studies and help build out their on-the-job skills for after graduation.

Come work with us

Would you like to contribute to BRED’s expansion in Cambodia with your knowledge and skills?

BRED Bank Cambodia welcomes people who are committed to delivering outstanding services and making the future happen. Sounds like you? Have a look at our current job offers and apply for your dream job!

An international working environment with many opportunities for personal development and attractive benefits awaits you including health and accident insurance, training and development, exclusive staff loans, paid paternity and maternity leave, free VISA card, access to a 24-hour fitness space at HQ and much more!

Latest promotions for BRED Bank customers

Brew now, pay later with Kofi

If you love coffee, you’ll love this great offer from Kofi! Just visit any of their outlets, choose your ideal coffee machine and pay for it in affordable monthly instalments using ADVANCE, the quick and convenient personal loan from BRED Bank Cambodia.

Paying your school fees is easy with BRED Bank Connect!

BRED Bank and The Giving Tree have partnered to bring you an exciting new School Fee ADVANCE product that allows parents to manage the cost of their children’s education in convenient and affordable monthly instalments. With ADVANCE, you can pay full-year fees up front and take advantage of any discounts offered by The Giving Tree International School! Take advantage of this great offer today!

Find out more.

SAVE when you pay school fees the easy way

Footprints International School parents can now pay tuition fees up to three years in advance and enjoy great discounts thanks to our new partnership with BRED Bank Cambodia. Choose to pay up front with the bank’s School Fee ADVANCE personal loan and you’ll also lock in school fee rates at today’s prices for up to three years. Applying is quick and easy and you’ll enjoy the convenience of paying school fees within your monthly budget!

Find out more.

Fine dining offer

Enjoy a luxurious complimentary dining experience! Choose from brunch, high tea and set menu options for two at a superb selection of restaurants including Raffles Le Hotel, Khema, Malis, Yi Sang, The Mekong, Siena and The Lounge. The offer is limited to the first 20 Visa Platinum cardholders each month. Find out more details and how to book here.

Get 15% off just simply apply promo code on getsmarter.com

Bringing the world’s top universities to you! Get 15% off at www.getsmarter.com just simply apply promo code 2UESGSVISA15 when checking out with your BRED Bank VISA card.

Promotion valid until 31 December 2023. Terms and conditions apply.


Fancy driving a great bargain next time you hire a car? If you’re a BRED Bank Platinum customer, you can save up to 20% on the standard rates. Just book through www.avisworld.com/visa to secure your exclusive Platinum rate and drive away the car of your choice at a bargain price!

Offer is valid until 31 December 2024. Terms and conditions apply.

Get up to 10% cash back

Browse hotel reviews and find the guaranteed best prices on hotels for all budgets - and get up to 10% CASH BACK on hotel bookings worldwide! Just use your BRED Bank Visa to book your stay at booking.com between now and 31 December 2024.

Terms and conditions apply.

Get 8% OFF hotel booking on agoda.com/visakh

Get 8% OFF hotel bookings worldwide with BRED Bank! Just use your BRED Bank Visa to book your stay at agoda.com/visakh between now and 31 December 2025.

Terms and conditions apply.

Get a $20 cash voucher when you shop at luxury brands

Greetings luxury shoppers! Next time you spend over $200 using your BRED Bank Platinum Visa Card on any of the brands exclusively available through the MIB Group, you’ll earn a voucher for $20 off your next purchase. Offer is available until 30 September 2023!

Terms and conditions apply.

Enjoy a premium collection of 7 great benefits

From boutique gems to world famous hotels, you can upgrade your stay at no extra cost to VIP status and enjoy a premium collection of 7 great benefits*. To experience this unparalleled offer, just use your BRED Bank VISA card to book your stay online at www.visaluxuryhotels.com

Promotion valid until 31 December 2023. Terms and conditions apply.

Enjoy the Platinum Lifestyle at Courtyard by Marriott Phnom Penh

Treat yourself to a luxurious stay at Courtyard by Marriott Phnom Penh with a special package for our Visa Platinum cardholders. For only USD 210++ per room per night, you will enjoy the following: - welcome drink at The Lounge or The Deck - daily breakfast for two - one afternoon tea sitting during your stay - daily three-course business set lunch or dinner - daily two pieces of laundry (non-accumulated) - early check-in from 10.00am and Late check-out by 16.00pm.

The offer is available until 30 September 2023 and terms and conditions apply.

Experience the Luxurious of Raffles Hotel Le Royal

Experience luxury and elegance at the esteemed Raffles Hotel Le Royal. Stay in their charming State Rooms, combining modern comforts with colonial charm. Starting from USD 295++ per night, you'll enjoy a range of exclusive benefits, including: - daily breakfast at Le Phnom 1929 - Raffles signature cocktail per guest - one high tea during stay - free flow of ice cream for kids during the stay - complimentary use of fitness facilities - 50% off for 2nd room - early check-in from 10.00 AM and Late check-out by 16.00 PM.

The offer is available until 30 September 2023 terms and conditions apply.

Don't miss out on foodpanda's amazing 50% discounts on Wednesdays

Calling all foodies! foodpanda is offering 50% off on all pick-up orders made with BRED Visa card on Wednesdays. Use the discount code "VISA4PU" when paying with a BRED Bank Visa Card for $5 orders and limited to 2 times redemption per user per month.

Offer available until 30 September 2023. Terms and conditions apply.

Get 50% off your TADA rides every weekend

Save big on your ride! Get 50% off your TADA rides every weekend (Friday, Saturday, and Sunday) with a maximum cost of $2 per trip. Just use the promo code WEEKEND when you book your ride and don’t forget to add a BRED Bank Visa card to your payment method.

The offer is available till stocks last and terms and conditions apply.

Get a free 6-month pandapro subscription with your BRED Visa card

Big Save! Get a chance to earn a free 6-month pandapro subscription with food panda pick-up orders (at least 3 times a week) and pay with BRED Bank Visa card.

Offer available until 30 September 2023. Terms and conditions apply.

Purchase PRU Digital insurance and get a $5 Aeon e-voucher!

With our latest promotion, you can get a $5 Aeon e-voucher when you purchase any PRU Digital insurance product on Prudential’s Pulse app and pay with your BRED Bank Visa card. Offer available until 31 October 2023.

See terms and conditions and how to apply here.

Save up to 15% at Amigos Brazilian Steak House

You can take 15% off your dinner bill (or 10% off lunch) when you eat at Amigos Brazilian Steak House and pay using your BRED Bank Visa card.

Offer available until 31 December 2023. Terms & conditions apply. .