Senior Credit Analyst-Corporate - BRED Bank Cambodia

Senior Credit Analyst-Corporate

Head Office

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Credit Analyst & Property Department

Key responsibilities

  • Review loan applications for Corporate customers: analyze applicants’ credit history, customer
    characteristics and business outlook, investment, repayment capacity and associated risk in compliance
    with bank policies and procedures.
  • Accurately score each of the deal using internal scorecard.
  • Workshop with business lines to obtain missing information and/or to get answers to any credit related
    questions as needed.
  • Coach new Credit Analyst: on the job capacity building in credit review.
  • Propose and present credit recommendation with proper covenants based on the Bank credit
    guidelines, policies & procedures relevant approval authority. Maintain compliance at all times.
  • Present credit assessment in front of the weekly Credit Committee.
  • Play an active and constructive role in identifying opportunities to improve the efficiency and quality of credit process.
  • Assist in administrative functions of the department, if needed.
  • Assist in the preparation, distribution, and review of control reports to monitor the Group’s credit portfolio.
  • Review of existing client facilities recommending changes & revisions where necessary.

Required education and experience

  • University Degree Banking, Finance or other relevant field(Master Level).
  • At least 5 years of previous credit analysis, SME/corporate Relationship Manager experience is strongly preferred.
  • Strong Knowledge and understanding of Corporate Loan products, including trade finance products.
  • Strong Knowledge of Concepts of Credit and Financial Analysis.
  • Knowledge about business market and industry.
  • Understanding of Property Law & Business Law.
  • Knowledge of Banking Regulations (NBC regulations).
  • Ability to make sound recommendation with proper covenants on Credit Request (Sense of Risk).
  • Good knowledge of the economic environment in Cambodia.
  • Good level of English (speaking and writing).
  • Good computer skills including Excel is a must.

Required competencies

  • Excellent written and verbal communication skills, strong analytical skills.
  • Strong integrity, commitment and ability to multi-task in a fast paced environment.
  • Autonomous and pro-active.
  • Quick learner.

How to apply

Please send your up-to-date resumé, a copy of your Cambodian ID card and a recent passport size (4×6)
photograph to: BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3,
Khan Daun Penh, Phnom Penh. Alternatively, email hr@bredcambodia.com.

Deadline: 02 October 2021.

To apply for this job email your details to hr@bredcambodia.com