Desk Credit Officer - Consume Lending - BRED Bank Cambodia

Desk Credit Officer – Consume Lending

Head Office

Credit Analyze & Property Valuer

Key Responsibilities

  • Call customers & prospect to collect additional required documents related to loan applications for consumer loans coming from the Bank partners.
  • Review loan applications for consumer loans and credit card: analyze applicants’ credit history, customer characteristics, repayment capacity and associated risk in compliance with bank policies and procedures.
  • Propose credit recommendation and/or decide to grant loan requests based on the Bank credit guidelines, policies & procedures relevant approval authority.
  • Strictly comply with set SLA with our internal/external partners.
  • Always meet Compliance requirement.
  • Assist in administrative functions of the Consumer Lending Team, if needed.
  • Working hours may include week ends (subject to bank requirements).

Required Education & Experience

  • University Degree Banking, Finance, or another relevant field.
  • Preferred Master Level Strong Knowledge of Concepts of Loan Recovery & Legal.
  • At least 3 years of previous credit analysis and financial analysis, relationship manager or middle office experience is preferred.
  • Excellent Knowledge and understanding of Retail & SME Loan products, especially consumer loan & credit card.
  • Strong Knowledge of Concepts of Consumer Credit Analysis.

Required Competencies

  • Excellent written and verbal communication skills, especially ability to communicate with customers.
  • Strong analytical and decision skills.

How to apply

Please send your up to date resumé to: BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3, Khan Daun Penh, Phnom Penh. Or email

Deadline: 15 October 2023.

To apply for this job email your details to