Credit Officer – Consumer Lending
Head Office
Credit Administration
Key Responsibilities
- Call customers & prospects to collect additional required documents related to loan applications for consumer loans coming from the Bank partners.
- Review loan applications for consumer loans and credit cards: analyze applicants’ credit history, customer characteristics, repayment capacity, and associated risk in compliance with bank policies and procedures.
- Propose credit recommendations and/or decide to grant loan requests based on the Bank credit guidelines, policies & procedures relevant to approval authority.
- Strictly comply with the set SLA with our internal/external partners.
- Always meet Compliance requirements.
- Assist in administrative functions of the Consumer Lending Team, if needed.
- Working hours may include weekends (subject to bank requirements)
Required Education & Experience
- Minimum Bachelor Degree in Finance or other relevant fields.
- At least 3 years’ experience in credit analysis and financial analysis, relationship manager or middle office experience is preferred.
- Excellent Knowledge and understanding of Retail & SME Loan products, especially consumer loans & credit card.
- Strong Knowledge of Concepts of Consumer Credit Analysis.
- Basic Knowledge of Banking Regulations (NBC regulations)
- Good level of English (speaking and writing)
- Good computer skills.
Required competencies
- Excellent written and verbal communication skills, especially the ability to communicate with customers.
- Strong analytical and decision skills.
- Strong integrity, commitment, and ability to multi-task in a fast-paced environment.
- Autonomous and proactive.
- Quick learner.
How to apply
Please send your up-to-date resumé to BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3, Khan Daun Penh, Phnom Penh. Or email hr@bredcambodia.com
Deadline: Invalid.
To apply for this job email your details to hr@bredcambodia.com