Credit Analyst-SME & Retail - BRED Bank Cambodia

Credit Analyst-SME & Retail

Head Office


Key Responsibilities

  • Review loan applications for Retail: analyze applicants’ credit history, customer characteristics, repayment capacity and associated risk in compliance with bank policies and procedures.
  • Accurately score each of the deals using internal scorecard.
  • Workshop with business lines to obtain missing information and/or to get answers to any credit-related questions as needed.
  • Propose and present credit recommendations with proper covenants based on the Bank credit guidelines, policies & procedures relevant approval authority, including Credit Committee.
  • Always meet Compliance requirements.
  • Assist in administrative functions of the department, if needed.

Required education & experience

  • Bachelor’s degree in Banking, Finance, or any related field.
  • At least 5 years of previous credit analysis and financial analysis, relationship manager experience is
  • Knowledge and understanding of Retail & SME Loan products.
  • Knowledge of Concepts of Credit Analysis.
  • Basic understanding of Property Law & Business Law.
  • Knowledge of Banking Regulations (NBC regulations).
  • Ability to make sound recommendations with proper covenants on Retail Credit Request (Sense of Risk).
  • Good knowledge of Banking in Cambodia.
  • Good level of English (speaking and writing).
  • Excellent written and verbal communication skills, and strong analytical skills.
  • Strong integrity, commitment and ability to multi-task in a fast paced environment.
  • Autonomous and proactive.
  • Quick learner.

How to apply

Please send your up-to-date resumé, a copy of your Cambodian ID card and a recent passport size (4×6)
photograph to: BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3, Khan Daun Penh, Phnom Penh. Or email

Deadline: Invalid.

To apply for this job email your details to


BRED Bank (Cambodia) Plc. issues urgent fraud warning

BRED Bank Cambodia has been recently made aware that fraudsters have been using images of the bank’s Battambang Branch building alongside a modified version of our logo and name to attempt to defraud unsuspecting customers.

Please note that BRED Bank Cambodia has no association with an organisation calling itself ‘BAB Bank’ or ‘BAB Loan’ and that ‘BAB Bank’ or ‘BAB Loan’ is NOT a licensed bank.

BRED Bank Cambodia only has one branch in Battambang Province located at No. 36 & 37, Steet 1, Prek Moha Tep Village, Sangkat Svay Por, Krong Battambang, Battambang Province. If any customers see any evidence of fraudsters attempting to use BRED Bank Cambodia photography or logos, this should be reported immediately to the bank and the authorities. BRED Bank Cambodia will also take legal action against any organisation or individuals who use the bank’s imagery and brand identity without permission.

We urge all of our customers to be extremely cautious and aware of potential scams and to report any suspicious sources immediately. You should also be aware that BRED Bank Cambodia shall not be held responsible for any action carried out by ‘BAB Bank’ or ‘BAB Loan’ or for any loss incurred by any individual or organisation associated with these criminal activities.

Thank you!