Key Responsibilities

• Review loan applications for Retail: analyze applicants’ credit history, customer characteristics, repayment capacity and associated risk in compliance with bank policies and procedures.
• Accurately score each of the deals using internal scorecard.
• Workshop with business lines to obtain missing information and/or to get answers to any credit-related questions as needed.
• Propose and present credit recommendations with proper covenants based on the Bank credit guidelines, policies & procedures relevant approval authority, including Credit Committee.
• Always meet Compliance requirements.
• Assist in administrative functions of the department, if needed.

Required education & experience

• Bachelor’s degree in Banking, Finance, or any related field.
• At least 5 years of previous credit analysis and financial analysis, relationship manager experience is
  preferred.
• Knowledge and understanding of Retail & SME Loan products.
• Knowledge of Concepts of Credit Analysis.
• Basic understanding of Property Law & Business Law.
• Knowledge of Banking Regulations (NBC regulations).
• Ability to make sound recommendations with proper covenants on Retail Credit Request (Sense of Risk).
• Good knowledge of Banking in Cambodia.
• Good level of English (speaking and writing).
• Excellent written and verbal communication skills, and strong analytical skills.
• Strong integrity, commitment and ability to multi-task in a fast paced environment.
• Autonomous and proactive.
• Quick learner.

How to apply

Please send your up-to-date resumé, a copy of your Cambodian ID card and a recent passport size (4×6)
photograph to: BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3, Khan Daun Penh, Phnom Penh. Or email hr@bredcambodia.com

Deadline: Invalid.