Credit Analyst-SME & Retail - BRED Bank Cambodia

Credit Analyst-SME & Retail

Head Office

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Key Responsibilities

  • Review loan applications for Retail: analyze applicants’ credit history, customer characteristics, repayment capacity and associated risk in compliance with bank policies and procedures.
  • Accurately score each of the deals using internal scorecard.
  • Workshop with business lines to obtain missing information and/or to get answers to any credit-related questions as needed.
  • Propose and present credit recommendations with proper covenants based on the Bank credit guidelines, policies & procedures relevant approval authority, including Credit Committee.
  • Always meet Compliance requirements.
  • Assist in administrative functions of the department, if needed.

Required education & experience

  • Bachelor’s degree in Banking, Finance, or any related field.
  • At least 5 years of previous credit analysis and financial analysis, relationship manager experience is
    preferred.
  • Knowledge and understanding of Retail & SME Loan products.
  • Knowledge of Concepts of Credit Analysis.
  • Basic understanding of Property Law & Business Law.
  • Knowledge of Banking Regulations (NBC regulations).
  • Ability to make sound recommendations with proper covenants on Retail Credit Request (Sense of Risk).
  • Good knowledge of Banking in Cambodia.
  • Good level of English (speaking and writing).
  • Excellent written and verbal communication skills, and strong analytical skills.
  • Strong integrity, commitment and ability to multi-task in a fast paced environment.
  • Autonomous and proactive.
  • Quick learner.

How to apply

Please send your up-to-date resumé, a copy of your Cambodian ID card and a recent passport size (4×6)
photograph to: BRED Bank (Cambodia) Plc. No. 30, Preah Norodom Boulevard Sangkat Phsar Thmey 3, Khan Daun Penh, Phnom Penh. Or email hr@bredcambodia.com

Deadline: Invalid.

To apply for this job email your details to hr@bredcambodia.com